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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial, Inc. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Please allow this letter to serve as our recommendation for Loan Officer Beth & Loan Processor Kym. Hi Beth & Kym, So, today we finally got to pick up the keys for a new home You and Kym have worked so hard to obtain for us and our children. There are no words that could ... READ MORE James Le & Thi Hoang James Le & Thi Hoang Couple of Retired Commercial Helicopter Pilot & Former Teacher
Beth Young was an absolute pleasure to work with on my home loan. She made the process almost effortless for me with guidance and answers to all of my questions along the way. Thank you again Beth for your kindness, professionalism, and honest assistance. Gary York Manager Regional Operations
Beth is awesome this is the second time She has helped Us with Our needs very very professional and always keeping Us up to date, no matter what Our concerns were We could always give Her a call. We highly recommend Beth Young whether it be to purchase a home or refinance your home ... READ MORE DeArthur Williams Jr & Corelli
Persistent and diligent. Worked with Beth for 2 1/2 months, got me great rate. Very pleased with her follow thru. George Thomas Waller
Beth is the best loan officer. She always makes the right decisions. I have never regretted using her or recommending her for any loans. Thank you. Jose Jimenez
Beth came highly recommended by a trusted family member who purchased their home a year ago. From day one, she made herself available throughout the entire process. Although there were some hurdles, she was willing to go beyond to assist me every step of the way. Her knowledge and ... READ MORE Linda Carpio Service Representative
This is my second home, but my first experience purchasing as a single woman. She eased my mind about the daunting tasks. It was a smooth process and I highly recommend. She got me a great rate. Heather Wilson
Beth Young was very professional and patient with me. She always informed me of what documents needed to be sent in. When I would reach out to her she always called me in a timely manner. She is very knowledgeable at the work she performs. I am grateful for her help Leticia Trevino
Beth was amazing from day 1, she answered every question we had. She made the entire process easy and explained everything through. Highly recommend she will go out of her way to find out any information you need and make sure you get the best information possible Javier Romero
Beth made refinancing easy. We were so happy with the way she conducted business we already referred a friend. Traci Zent
Thank you so much Beth for making everything possible for me. I'm really happy with your service. Beth did what other mortgage loan officers couldn't done for me. Beth was there every step of the way throughout my loan process. Very good communicator. Ajak First Time home buyer.
I accidentally fell into this relationship with Beth. I answered a phone call that I thought would be from a garage door repairman and I got Beth. She asked a few questions and I was very surprised that she would be able to do what other loan organizations could not. She was there ... READ MORE Patti Steinebrunner Patti Steinebrunner Medical Records Supervisor
Beth Young and her team did a wonderful job on my loan. Very smooth with no issues. Thank you to Beth Young and her Team. Daniel Riggs quality insurance inspector
Beth has been a part of our home refinancing for quite some time. She has guided us through refinances with the VA that has helped immensely. She is very thorough, very professional, very knowledgeable and helpful in all matters considering any specific transaction. I have ... READ MORE Sharon Crowder
Great communicator and great followthrough. Very helpful. Thanks Beth. Kenn Hollister

Let's accomplish more together.

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